Home Loan Timing Around an FY27 Venue Purchase
Should you buy the venue or your home first? How a One Doc home loan reads around an FY27 accommodation purchase, and the sequencing that keeps it open.
The Senior Lender Consent Pack for a Vendor Carry
The senior lender's written consent makes a vendor carry fundable. Here is the document pack that wins it, and where consent stalls.
How to Hold a Freehold Venue You Buy in FY27
How to hold a freehold pub or motel you buy in FY27: trust, company or SMSF business real property, and what the Budget trust and CGT changes mean.
The Trading Record That Funds a Freehold Pub or Motel
How lenders read the going-concern trading record when you buy a freehold pub or motel, the adjusted net profit and add-backs that set the loan.
What Lenders Are Funding in Construction Going Into FY27
What construction lenders are funding going into FY27: where appetite has shifted and how the non-bank stack fits each build stage.
What a One Doc Home Loan Reads in Your Notice of Assessment
How a One Doc home loan reads your Notice of Assessment: the income figure a lender actually checks, and whether your numbers support the application.
Refinancing a Commercial Property Loan Before FY27 Rolls Over
How to refinance a commercial property loan before the interest-only period ends, what triggers a refinance, and what lenders weigh first.
Why a Caveat Loan Sits Behind Your Construction Loan
A caveat loan ranks behind your construction loan and usually needs the first lender's consent. How priority, negative pledge and ranking work.
Buy or Lease Your FY27 Workshop or Yard: The Builder's Call
Buying or leasing your workshop or yard for FY27? How builders weigh a commercial property loan, equity and owner-occupier premises against renting.
Sell or Borrow? What the FY27 CGT Change Means for Equity
Sell or borrow against your property before the FY27 CGT change? How a second mortgage releases equity without triggering a capital gains event.