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FY27 Accommodation Buy: How Ready Are You?
Nick Lim 29/6/26 Nick Lim 29/6/26

FY27 Accommodation Buy: How Ready Are You?

How ready are you to buy a motel, pub or park in FY27? A buyer-readiness map, tier by tier, across deposit, trade record and structure. General info only.

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Home Loan Timing Around an FY27 Venue Purchase
Nick Lim 29/6/26 Nick Lim 29/6/26

Home Loan Timing Around an FY27 Venue Purchase

Should you buy the venue or your home first? How a One Doc home loan reads around an FY27 accommodation purchase, and the sequencing that keeps it open.

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The Senior Lender Consent Pack for a Vendor Carry
Nick Lim 29/6/26 Nick Lim 29/6/26

The Senior Lender Consent Pack for a Vendor Carry

The senior lender's written consent makes a vendor carry fundable. Here is the document pack that wins it, and where consent stalls.

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How to Hold a Freehold Venue You Buy in FY27
Nick Lim 29/6/26 Nick Lim 29/6/26

How to Hold a Freehold Venue You Buy in FY27

How to hold a freehold pub or motel you buy in FY27: trust, company or SMSF business real property, and what the Budget trust and CGT changes mean.

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The Trading Record That Funds a Freehold Pub or Motel
Nick Lim 29/6/26 Nick Lim 29/6/26

The Trading Record That Funds a Freehold Pub or Motel

How lenders read the going-concern trading record when you buy a freehold pub or motel, the adjusted net profit and add-backs that set the loan.

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What Lenders Are Funding in Construction Going Into FY27
Nick Lim 29/6/26 Nick Lim 29/6/26

What Lenders Are Funding in Construction Going Into FY27

What construction lenders are funding going into FY27: where appetite has shifted and how the non-bank stack fits each build stage.

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What a One Doc Home Loan Reads in Your Notice of Assessment
Nick Lim 29/6/26 Nick Lim 29/6/26

What a One Doc Home Loan Reads in Your Notice of Assessment

How a One Doc home loan reads your Notice of Assessment: the income figure a lender actually checks, and whether your numbers support the application.

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Refinancing a Commercial Property Loan Before FY27 Rolls Over
Nick Lim 29/6/26 Nick Lim 29/6/26

Refinancing a Commercial Property Loan Before FY27 Rolls Over

How to refinance a commercial property loan before the interest-only period ends, what triggers a refinance, and what lenders weigh first.

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Why a Caveat Loan Sits Behind Your Construction Loan
Nick Lim 29/6/26 Nick Lim 29/6/26

Why a Caveat Loan Sits Behind Your Construction Loan

A caveat loan ranks behind your construction loan and usually needs the first lender's consent. How priority, negative pledge and ranking work.

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Buy or Lease Your FY27 Workshop or Yard: The Builder's Call
Nick Lim 29/6/26 Nick Lim 29/6/26

Buy or Lease Your FY27 Workshop or Yard: The Builder's Call

Buying or leasing your workshop or yard for FY27? How builders weigh a commercial property loan, equity and owner-occupier premises against renting.

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