Nick Lim Nick Lim

What Is Residual Value in Asset Finance?

Residual value is the part of an asset finance deal everyone skips over – but it quietly controls your repayments, balloon strategy and end-of-term risk. This simple 2025 guide shows you how residuals work, how they shape cash flow, and how to avoid a nasty surprise at the end of the term.

Read More
Nick Lim Nick Lim

Finance Lease vs Operating Lease

Most owners just get told “it’s a lease” and sign. This simple 2025 guide breaks down the real difference between a finance lease and an operating lease, so you can match the right structure to your equipment, tax position and upgrade plans.

Read More
Nick Lim Nick Lim

CNC & Metal Fabrication Finance Melbourne

Running a CNC or metal fabrication shop in Melbourne is heavy on machines, power and wages. This simple 2025 guide shows how to fund lathes, lasers and welders on low doc terms, using clean equipment finance structures that support cash flow instead of choking it.

Read More