Commercial Finance for Dentists: Buying or Refinancing a Surgery
How lenders treat a dental surgery purchase or refinance: deposits, the fitout, chairs and plant still under finance, ownership structure and timing.
Car Loans for Doctors, Dentists and Vets: Who Gets Special Terms
Which doctors, dentists and vets get special car loan terms, what lenders ask for, and what knocks a self-employed professional back a tier.
Caveat Lenders: Who They Are and Why They Pull Out Late
Who caveat lenders are in Australia, how private funders and non-bank specialists differ, how to check one before you sign, and why some pull out late.
Short Term Caveat Loans: How Long, and What Happens at the End
How long short term caveat loans run, minimum interest, early payout, and what happens at the end date: extensions, default interest and your options.
Caveat Loans in Melbourne: Which Victorian Property Qualifies
Which Melbourne and regional Victorian properties qualify as caveat loan security, and how valuation, land tax and title checks shape the answer.
Can You Refinance With a Caveat on Your Title?
Can you refinance with a caveat on title? How a new lender reads the caveat, how it is withdrawn when the refinance settles, and which order works.
Caveat Loans Online: What You Can Do Remotely
Most of a caveat loan can run online: enquiry, documents, e-signing and ID checks. Here is what still needs a person, and what slows an online deal.
Medical Centre Lease Ending: Refinance, Sell or Lease Back
A medical centre lease nearing expiry changes how lenders read the building. Compare refinance, a tenanted sale and a sale and leaseback before it ends.
GST and Stamp Duty on Buying Medical Rooms
Is GST payable on medical rooms? When a going concern sale is GST-free, why vacant rooms usually attract GST, and how stamp duty and land tax follow.
Buying Your Practice Premises: Settlement, Then Fitout
Buying your practice premises: the order from contract to first patient, how the fitout is funded, when works can start and what to do with the old lease.